Organise information and understand expectations
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| Your task | Resource and its role | Useful next step |
|---|---|---|
| Understand your bank's climate questions | Joint Committee on Climate Change (JC3), co-chaired by Bank Negara Malaysia (BNM) and the Securities Commission Malaysia (SC), coordinates financial-sector climate work. | Our JC3 guide helps you choose an output. JC3 is not a lender. |
| Answer an SME sustainability questionnaire | Capital Markets Malaysia (CMM), an SC affiliate, publishes national SEDG Version 2, July 2025. This is voluntary disclosure guidance. | Use SEDG for SMEs to match the request to records and assign gaps. |
| Estimate fuel and purchased-energy emissions | CMM's SEDG calculator uses operational data for selected Scope 1 and Scope 2 sources. | Check the user guide and methodology. Refrigerant/process exclusions and grid-factor years matter; it is not a complete inventory for every business. |
| Check company reporting requirements | The SC hosts the National Sustainability Reporting Framework (NSRF) and PACE implementation support. | Use the reporting guide for entity groups, relief and separate reporting/assurance calendars. A customer's duties do not automatically become an SME supplier's duties. |
Develop a credible transition plan
CMM's Transition Strategy Toolkit was developed with the Climate Bonds Initiative for ASEAN companies. Read its methodology and use it to connect targets with actions, costs, responsibilities and progress checks. Completing a voluntary tool is not a certification or financing approval.
JC3's published Sustainable and Transition Finance Guidance, launched on 2 December 2025, helps Malaysian banks assess an investment and the company behind it. Ask your bank how it applies the guidance. Our transition-finance guide explains how to prepare the plan and test the equipment choices.
Find project development and financing support
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| Route and operator | What kind of help is published? | What to confirm |
|---|---|---|
| Climate Finance Innovation Lab (CFIL): Bank Pembangunan Malaysia Berhad administers it, with JC3 strategic oversight. | Selective development of climate/nature projects and engagement with potential funders. | Read the eligibility page and ask about the applicable call. A current new-project intake and funding award are not established here. |
| GTFS 5.0: Malaysian Green Technology and Climate Change Corporation (MGTC). | Green-project assessment and published government guarantee support alongside bank financing. The portal advertises applications as open. | Remaining funds, applicant category, current documents and bank acceptance. Use the GTFS guide. |
| BNM Relief and Adaptation Facility (RAFt): participating financial institutions handle applications. | Repayable SME flood-adaptation financing; flood relief has separate conditions. Adaptation applications can be made anytime within the facility period. | The FAQ, question 11 states availability until 30 June 2027 or full utilisation, whichever comes first. Confirm funds, eligible costs and processing with a participating institution. |
| iTEKAD Entrepreneurship: participating institutions and implementation partners. | Programmes combine seed capital, training and access to microfinancing for low-income microentrepreneurs. | Target group, selection process and next intake. BNM's institutional grant route is not a direct grant application for every SME. |
| Malaysia Co-investment Fund (MyCIF): SC, through participating platforms. | Co-investment alongside private investors through equity crowdfunding (ECF) or peer-to-peer (P2P) financing, including an environmental/social impact scheme. | Platform admission, impact criteria, private fundraising, costs and available co-investment. ECF issues equity; P2P carries repayment obligations. |
For tax routes, external-review cost support and the differences between loans, guarantees and reimbursement, use Incentives and SME support. It covers the detailed support checks.
Explore capital-market routes
The SC's Sustainable and Responsible Investment (SRI) hub locates frameworks for bonds, sukuk and funds. It is a regulator's resource directory. Raising finance requires the appropriate intermediary, investor interest and applicable issuance work.
Start with bonds or sukuk for the financing explanation, then use Policies and standards to find the relevant requirements. An investment fund's assets are not an application fund for your business.
