Organise information and understand expectations
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| Your task | Resource and its role | Useful next step |
|---|---|---|
| Understand your bank's climate questions | Joint Committee on Climate Change (JC3), co-chaired by Bank Negara Malaysia (BNM) and the Securities Commission Malaysia (SC), coordinates financial-sector climate work. | Our JC3 guide helps you find the resource that fits your question. JC3 is not a lender. |
| Answer an SME sustainability questionnaire | Capital Markets Malaysia (CMM), an SC affiliate, publishes the national version of the Simplified ESG Disclosure Guide (SEDG), Version 2, July 2025. This is voluntary disclosure guidance. | Use SEDG for SMEs to match the request to records and assign someone to collect each missing item. |
| Estimate fuel and purchased-energy emissions | CMM's SEDG calculator uses operational data for selected direct emissions (Scope 1) and emissions from purchased energy (Scope 2). | Check the user guide and methodology. The July 2025 user guide excludes refrigerant leaks and emissions from physical or chemical processes, while the methodology page mentions refrigerant top-ups. Confirm the tool's current coverage, the electricity emissions factor to use and the relevant year. |
| Check company reporting requirements | The SC hosts the National Sustainability Reporting Framework (NSRF) and NSRF implementation support through PACE. | Use the reporting guide to find out which companies must report, which temporary reporting concessions apply, and when reporting and independent checks begin. A customer's duties do not automatically become an SME supplier's duties. |
Develop a credible transition plan
CMM's Transition Strategy Toolkit was developed with the Climate Bonds Initiative for ASEAN companies. Read its methodology and use it to connect targets with actions, costs, responsibilities and progress checks. Completing a voluntary tool is not a certification or financing approval.
JC3's published Sustainable and Transition Finance Guidance, launched on 2 December 2025, helps Malaysian banks assess an investment and the company behind it. Ask your bank how it applies the guidance. Our transition-finance guide explains how to prepare the plan and test the equipment choices.
Find project development and financing support
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| Route and operator | What kind of help is published? | What to confirm |
|---|---|---|
| Climate Finance Innovation Lab (CFIL): Bank Pembangunan Malaysia Berhad administers it, with JC3 strategic oversight. | Selective development of climate/nature projects and engagement with potential funders. | Read the eligibility page and ask which call applies. This guide does not confirm that applications are currently open or that funding will be awarded. |
| Green Technology Financing Scheme (GTFS) 5.0: Malaysian Green Technology and Climate Change Corporation (MGTC). | Green-project assessment and published government guarantee support alongside bank financing. The portal advertises applications as open. | Whether funds remain, which applicant category applies, which documents are current and which banks are accepting applications. Use the GTFS guide. |
| BNM Relief and Adaptation Facility (RAFt): participating financial institutions handle applications. | Repayable SME flood-adaptation financing; flood relief has separate conditions. Adaptation applications can be made anytime within the facility period. | Question 11 of the FAQ states that the facility is available until 30 June 2027 or full utilisation, whichever comes first. Confirm funds, eligible costs and processing with a participating institution. |
| iTEKAD Entrepreneurship: participating institutions and implementation partners. | Programmes combine seed capital, training and access to microfinancing for low-income microentrepreneurs. | Target group, selection process and next intake. BNM's institutional grant route is not a direct grant application for every SME. |
| Malaysia Co-investment Fund (MyCIF): SC, through participating platforms. | Co-investment alongside private investors through equity crowdfunding (ECF) or peer-to-peer (P2P) financing, including an environmental/social impact scheme. | Platform admission, impact criteria, private fundraising, costs and available co-investment. ECF issues equity; P2P carries repayment obligations. |
For tax routes, external-review cost support and the differences between loans, guarantees and reimbursement, use Incentives and SME support. It covers the detailed support checks.
Explore capital-market routes
The SC's Sustainable and Responsible Investment (SRI) hub brings together frameworks for bonds, sukuk and funds. It is a regulator's resource directory. Raising finance still requires the right intermediary, investor interest and the work required for your chosen issuance route.
Start with bonds or sukuk for the financing explanation, then use Policies and standards to find the relevant requirements. An investment fund's assets are not a pool that your business can apply to.
